Latest News, Tips & More | Limitless Auto Sales LLC

At Auto by Limitless, we know that life doesn’t slow down just because your credit isn’t perfect — and neither should your car buying journey.

Whether you live in Dayton, Kettering, Beavercreek, Springfield, or anywhere nearby, we’re here to make financing your next vehicle easy, fast, and stress-free.

Credit Challenges? We've Got You.

Bad credit? No credit? First-time buyer? We’ve helped drivers from all walks of life drive off with a car they love — and a payment plan that works for them. Our experienced finance team works with multiple lenders to find the best solution for your unique situation.

“I didn’t think I could get approved anywhere… but Auto by Limitless got it done. Super smooth process!” — Actual Customer

What You’ll Need to Get Started

We keep it simple. To apply, just bring:

• A valid ID

• Proof of income (pay stubs or bank statements)

• Proof of residence (a utility bill works)

• A down payment (ask us about flexible options!)

Serving Dayton, Kettering, Beavercreek, and More

We’re proud to serve customers across the Miami Valley — not just Dayton. Many of our happy drivers come from:

• Fairborn

• Trotwood

• Huber Heights

• Xenia

• West Carrollton

No matter where you're from, our goal is to get you driving today.

Ready to Get Started?

Click below to fill out our fast, secure online application — or stop by the lot and chat with one of our friendly team members. We’re always happy to help!

Apply for Financing Now

How to Buy a Car with No Down Payment in Dayton (Yes, It’s Possible!)

Let’s be real — saving up thousands for a car down payment isn’t always easy. At Auto by Limitless, we get it. That’s why we offer flexible financing options that make it possible to drive away with little or even no money down.

Wait… Can You Really Buy a Car with No Down Payment?

Yes — in many cases, you can! We work with a wide network of lenders, including some that specialize in:

• First-time buyers

• Low credit scores

• Limited income

• Recent job changes

Every situation is different, but our team will work hard to find the best deal for your budget, even if you don’t have cash upfront.

Who Can Qualify?

We help customers all over Dayton, Kettering, Beavercreek, Springfield, and beyond. You may qualify for little to no down payment if:

• You have a steady income or job history

• You’ve made on-time payments in the past (car, rent, or phone bills count!)

• You’re open to flexible loan terms or co-signers

We’re Not Just Selling Cars — We’re Solving Problems

Need a car for work or family but strapped for cash? You’re not alone. Our job is to find a solution, not turn you away.

We’ll take the time to:

• Go over all your options

• Help boost your approval chances

• Make sure you leave with a payment plan that feels good, not overwhelming

Let’s Get You Rolling

Start your no-pressure approval process today. It only takes a few minutes to apply — and it won’t hurt your credit to find out what you qualify for.

Apply Now — or swing by the lot to talk to us in person. We’re here for you, Dayton!